Worklife Expectancy / Loss of Worklife

Calculations of future loss of earnings are often based on an arbitrary retirement age of 65.  However, there are many possible contingencies that reduce or increase an individual’s retirement age, such as a comorbid disability, pre-existing lifestyle factors, pre-loss work propensity, education and employment history, family obligations and choice.  Therefore, an individual’s true retirement age may even be several years earlier or later than age 65.

A Worklife Expectancy / Loss of Worklife Expectancy forensic analysis is used to determine the number of years an individual can be expected to work after a loss, compared to the number of years they would have been able to work, in their lifetime, if the loss had not occurred.